Upfront buying costs

Transfer Cost Calculator

See the extra once-off costs that come with buying a home.

What this calculator helps with

A home purchase is more than the selling price. This calculator estimates transfer costs, bond registration costs, and related fees.

This page helps you plan the cash you may need before registration, so the once-off costs do not surprise you.

  • Estimate transfer and registration costs.
  • Plan cash needed on top of your deposit.
  • Understand the fees before you sign.

Quick answers

Simple FAQs

What are transfer costs?

Transfer costs are once-off costs paid to move the property into your name. They can include transfer duty, conveyancing fees, Deeds Office fees, and smaller admin costs.

Are transfer costs the same as my deposit?

No. Your deposit lowers the bond amount. Transfer costs are separate buying costs and are usually paid before registration.

What are bond registration costs?

These are costs linked to registering the home loan over the property. They are separate from the transfer attorney costs.

Can the final amount change?

Yes. The calculator gives an estimate. Your conveyancer and bond attorney must confirm the final amounts.